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PPF Calculator

Yearly Investment
₹25,000
Time Period (Years)
15 Yr
Expected Return Rate (p.a)
7.1%
Maturity Amount₹6,78,035
Invested Amout
Est. Returns
Invested Amount₹3,75,000
Est. Returns₹3,03,035
Time Duration15 Years
Maturity Value₹6,78,035

What is the Formula for PPF Calculation?

The Public Provident Fund (PPF) uses the compound interest formula for fixed annual installments. The maturity amount is calculated as:
F = P [((1 + i)^n - 1) / i] * (1 + i)

Where:

  • F = Maturity amount of the PPF
  • P = Annual installments
  • n = Number of years
  • i = Rate of interest / 100

Example: If you invest ₹1,00,000 annually at 7.10% interest for 15 years, the maturity value will be approx. ₹27,12,139.